AlertPay – Paypal alternative for internet marketers

by admin | 17th December 2010

I guess most or all of you know Paypal. It has become the standard service for safe online payment and payment processing. Few of you, to the contrary, have heard of its way smaller competitor AlertPay. Reason enough to write a brief review of AlertPay. It is especially popular in the PTC (paid to click) sector.

AlertPay is a an online payment processor that has been around ever since 2004. Much like PayPal AlertPay got the phrase a PayPal alternative. AlertPay allows you to send and receive funds fast and securely. If you’re not familiar with payment processors, it’s pretty much like an online bank. AlertPay is free to join and use, however if you do not verify your account, you will have certain limits and restraints.

AlertPay Features:
You’re able to send money, receive money, sell and buy, all without giving your credit card information or other private information to a merchant or individual again. Using AlertPay you can add funds to your account in several different ways such as credit cards, debit cards, physical bank accounts, checks, money orders with more ways on coming soon such as AlertPay very own debit card. AlertPay is backed by VISA, CNN and the Better Business Bureau, meaning the site is extremely trusted.

AlertPay Accounts – Personal Accounts:
Personal accounts are free to anyone that lives in an AlertPay supported country. You can only receive up to a maximum of $400 per month and $2000 per year. There is ONLY a $1 fee when you receive money. Generally spoken, there are probably more countries accepted with AlertPay than with Paypal. Especially for internet marketers from East Asia, AlertPay is a solid alternative.

– Premium Accounts:
Premium Accounts have no receiving limits. You will have access to features like: Mass Pay, Integration tools and website payment methods. Receiving fees is 2.5% + $0.25 per transaction. (If you’re receiving steady payments or will be in the future, this account is probably a good choice for you.

Business Account:
A Business account is tailored to meet all the needs of your online business. If you are managing a business under your business name, this is the account for you. You will have access to numerous online business tools to help your business grow online as well as

Conduct business under your company name
Low transaction fees of 2.5% + 0.25 per transaction*
Accept Credit Card payments
Sub accounts: Manage multiple online businesses with one account
Website Payments: Buy Now Buttons, Subscriptions and Recurring Payments
Business Tools: Integrate AlertPay into 3rd party applications
Instant Payment Notification (IPN): Real-time notification to your servers
Mass Pay: Send out payments to groups of people
Unlimited emails associated with your account

– Secured Accounts:
Secure Account have the same features as the premium account but with additional security. Suitable for “risky” businesses like PTC, MLM, HYP, Adult. Receiving fee is 3.9% + $0.59 per transaction.

AlertPay Referrals:
This is another very nice feature of this payment processor. AlertPay can help you earn a little extra income by sharing the program with others. Whenever you refer someone to AlertPay, you will be rewarded directly to your account in the form of deposits. Every time one of your referrals uses AlertPay to pay for an item or services you will receive $5.00. If you refer 10 or more members to AlertPay, you will receive $10.00 instead of $5.00. Bonuses usually take about 10 to post on your account.

AlertPay Performance/Design:
AlertPay has recently went to an entirely new design, the site is much easier to navigate now and important areas within 1-2 clicks. With the new design the usual log in log out problem that haunted the old AlertPay was fixed.

AlertPay Support:
AlertPay offers the common support ticket system, most all questions are anwered within 24 hours, for faster service you can call AlertPay as well.

My Verdict:

All in all, AlertPay is a solid payment processor and probably the best competitor and alternative to Paypal. Especially, if you face problems of any kind with Paypal you should try AlertPay. Fees are slightly lower than with Paypal. Well I prefer it to Paypal but Paypal is still insanely popular but it’s not as good as Google Checkout or Moneybookers which for me are cheaper on the credit card transactions. To sum up, it is a good payment processor but not for credit cards.

Signup to AlertPay here

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